Why Newly Built Homes Are Booming Again: What Buyers Need to Know in 2025

There’s something special about stepping into a freshly built home. Crisp paint, unscuffed floors, and untouched appliances are just part of the appeal. And it looks like more Australians are seeing the value in going new.

According to the Housing Industry Association, sales of new detached homes jumped 18.8% in the three months to June 2025. That’s the strongest growth in new home sales in nearly three years.

If you’re deciding between buying new or established, it’s worth considering the pros, potential trade-offs, and the financial assistance available to buyers choosing new homes.

The Upside of Buying Brand New

Let’s face it, a new home just feels different. It offers a clean slate and modern features that fit today’s lifestyles.

But the benefits go beyond just looking good.

Energy Efficiency Comes Standard

New builds must meet strict energy efficiency requirements. That means better insulation, smarter orientation, and lower bills for heating and cooling.

Minimal Upkeep in the First Few Years

With new fittings, appliances, and finishes, you're less likely to face costly repairs. And if something does go wrong, the builder’s warranty can often cover the fix.

Customisation Options During Construction

Building new often means you can choose your layout, colours and finishes before the home is completed. These tweaks are easier and more affordable to make early, instead of renovating later.

Tax Perks for Investors

If you’re buying for investment, a new property value can offer strong depreciation benefits. These can lead to helpful tax deductions and better cash flow.

What to Watch Out for When Buying New

Even with all the appeal, there are a few things to consider before going ahead with a new build.

Location Might Be Less Central

Most new developments are built in outer suburbs where land is more available. That can mean longer commutes and fewer services at first.

Still, these areas often offer more space for less money. As the suburb grows, infrastructure like transport and schools tends to follow.

The Wait Can Be Long and Stressful

Unlike an established home where you move in after settlement, new builds often involve months of waiting. Delays due to weather, materials, or council approval are common.

It’s not unusual to keep paying rent longer than planned or arrange temporary housing. And sorting out final defects with builders can add more stress.

Financial Incentives for Buyers of New Homes

New builds come with a few potential savings if you’re eligible. These incentives are especially helpful for first home buyers.

First Home Owner Grant (FHOG)

This grant is offered in most states for people buying or building a new home. Some states extend it to substantially renovated homes, too, so check the details here.

Stamp Duty Savings

Stamp duty is usually based on the property's value at the time of purchase. If you buy land and build later, you may only pay duty on the land, not the full home.

States including New South Wales, Victoria, Queensland, WA, and Tasmania offer stamp duty concessions for first home buyers. South Australia limits its savings to those buying or building new.

Financing a New Build: What You Should Know

How you fund your new home depends on the type of property you buy. A fully built home, a house and land package, or a block of land to build on later will each need a different approach.

You might need a construction loan that releases funds in stages during the build. Or a regular home loan if the house is already complete and ready for settlement.

Getting the right loan structure can make the entire process smoother and more affordable.

Talk to Osinski Finance About Buying New

At Osinski Finance, we help home buyers secure tailored loans for new builds, house and land packages, and construction projects. Whether you’re a first-time buyer or looking to upgrade, we can guide you through every step of the financing process.

We also help you navigate government grants, compare loan products, and find the most cost-effective option for your goals. Whether you’re applying for a home loan, becoming a first home buyer, or investing in a property, our team makes the process straightforward so you can focus on finding or building the perfect home.

Message us today to explore your options, ask your questions, and take the next step toward owning a brand-new home.

Disclaimer: The content of this article is general and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal, nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to your circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.