Christmas Mortgage Message

Season’s greetings, and here’s to a well-earned summer break. This Christmas message from your trusted mortgage broker is a small way to say thanks as the year wraps up.

As the Christmas and New Year festive season rolls around, we want to pause and say thank you. Your trust and support throughout 2025 have meant a lot. We do not take it for granted.

We also had a bit more to smile about this year. We saw three RBA rate cuts, and national property prices rose by 8.7%. For many households, that mix brought some welcome breathing room.

Christmas Message from Your Mortgage Broker

Here is a Christmas mortgage message for anyone who found 2025 a little tougher than expected.

Still, 2025 was not all smooth sailing. Plenty of families across Australia have been feeling the cost-of-living squeeze. Inflation has also started to creep back up again. And when that happens, the talk quickly shifts to rate hikes, not rate cuts.

If money is feeling tight, please reach out. We can review your home loan and see if there are ways to ease the pressure. Sometimes it is a sharper rate. Sometimes it is a smarter structure. Either way, it helps to check.

Christmas Message from Your Trusted Mortgage Broker

Consider this a Christmas message from your mortgage broker as you head into the new year with fresh goals.

And if you are thinking about buying, we are here for that too. First home, second home, or an investment property, it all starts with a plan. If a family member brings up property goals over the Christmas catch-up, feel free to send them our way.

For now, though, take the break you have earned. Enjoy the slower mornings, the good food, and the people you want close.

The year ahead will bring its own surprises. What stays the same is our commitment to support you at every stage of your property journey.

Wishing you a joyful Christmas, a relaxing holiday, and a bright year ahead. We look forward to supporting you again in 2026.

Ready for a 2026 Home Loan Check-in With Osinski Finance?

For a clearer plan for the year ahead, speak with Osinski Finance. We help Australian homeowners with home loans, first home buyer finance, and property investing, so you can compare options, understand your choices, and take the next step with confidence, without the jargon or runaround.

Contact our team today.

Disclaimer: The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to your circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.